FINTRAC MSB registration, compliance and company setup through one clear process.

They are professional services that help a business assess its FINTRAC route, prepare registration information, build an AML/ATF compliance program and organise the practical steps needed to launch. MSB Desk coordinates these workstreams around one agreed business model.

A business with a place of business in Canada may fall within the Canadian MSB category. A business outside Canada that directs covered services at people or entities in Canada may fall within the foreign money services business category. The correct route depends on the facts, so we confirm it during the scope assessment.

A non-resident founder can own a Canadian company, subject to the applicable corporate requirements. Whether the business should register as an MSB or FMSB depends on its actual place of business, operating model and how it serves the Canadian market.

The €19,900 package includes company formation, FINTRAC application preparation, AML/ATF documentation and registration process management. Multiple selected activities do not add licence fees. Ongoing Compliance Officer service is separate, from €1,900 per month. Full RPAA services, bank account opening and payment-platform launch are outside the package. Government, regulatory and supervisory charges are not included.

A qualifying Canadian company can be formed in up to 3 business days. Most standard MSB Desk registration and compliance preparation projects are planned for 6 to 10 weeks once the agreed client information is complete. FINTRAC states that the majority of complete applications are processed within 3 months, while current 2026 practitioner experience indicates some new registrations are taking around 4 to 5 months. These are separate periods and no regulator decision date is guaranteed.

Not by itself. A registered office can satisfy a corporate need, but the FINTRAC route must reflect the real operating facts. We assess where business or compliance work is managed, where systems and records are maintained, and whether the business should be treated as a Canadian MSB or an FMSB.

No. FINTRAC registration and Bank of Canada registration under the Retail Payment Activities Act are separate regimes. A payment business may need one or both depending on its activities. We include an initial RPAA applicability check and can scope separate RPAA support when relevant.

Yes. Optional registration-maintenance support can include FINTRAC correspondence monitoring, updates and renewal preparation, ongoing Compliance Officer support, compliance-program updates, reporting readiness and preparation for bank or payment-provider onboarding.

MSB Care is the ongoing support route for registered MSBs. The written scope can cover FINTRAC correspondence and deadline monitoring, registration updates, renewal preparation, AML/ATF program maintenance and separately agreed Compliance Officer support.

Yes. We can assess the notice and deadline, prepare a structured clarification or corrective response, coordinate supporting evidence and define any re-registration or Canadian-counsel work required. FINTRAC controls every review and decision.

Subject to private availability and due diligence, we can coordinate the acquisition of a Canadian corporation with an active FINTRAC registration. The work includes corporate and regulatory checks, ownership and management updates, compliance adaptation and operational handover. The registration is not a transferable licence.